Your Bag
  1. Your Bag is Empty!

    Let's Start Shopping

Pay at your own pace starting at 0% APR

When inspiration strikes, Affirm helps you say "Yes" without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments with no hidden fees. For a limited time, get as low as 0% APR.

Affirm Financing Affirm Financing

Choose up to 36 monthly payments, from 0% APR financing. See footer for details

For example, a $2,000 purchase might cost $69.57/mo. over 36 months at 15% APR.

  • 1. Fill your cart

    Fill your cart

    Select Affirm at
    checkout, then enter a
    few pieces of information for a
    real-time decision.

  • 2. Choose how you pay

    Choose how you pay

    Pick the monthly payment
    plan you like best. You’ll
    never pay more than
    you agree to up front.

  • 3. Pay over time

    Pay over time

    Make payments at or in the Affirm
    app. You’ll get email and
    text reminders.

Just select Affirm Logo at checkout

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.


Affirm tells you up front the total amount you’ll pay. That number will never go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0–36% APR.  For example, a $1,000 purchase might cost $83.33/mo, over 12 months at 0% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. See for important information on state licenses and notifications.


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at